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Tips to bag a bargain in the January sales

Tips to bag a bargain in the January sales

As online and High Street retailers prepare to shift their pre-Christmas stock,  we have some tips for shoppers keen to bag a bargain in the January sales.

1. Make a list of the items you want and stick to it. That way you won’t end up with sale items you don’t need taking up space in your wardrobe.

2. For those keen to crack Christmas 2017, why not make a list of those you need to buy for this year and start stocking up?  Popular brand gift-sets, board games, accessories such as slippers, socks, gloves, scarves and hats always go down a treat. This could more than halve your yearly spend.

3. Look online to see who’s offering the best price – search engines such as Google Shopping will do this for you.  Then plan what shops you’re going to head for – this saves time, indecision and stress.  

4. Set yourself a budget and draw out the cash from the hole in the wall. This avoids over-spending and racking up a credit card bill that if you can’t pay off in full the next month, will end up costing more in interest, potentially cancelling out any savings you made.  

6. Eat before setting off and bring water with you – this will keep your energy levels topped up and you won’t be tempted to spend money halfway through your shop on lunch or snacks. It also reduces the likelihood of buying clothes that don’t fit – those who feel full after eating are often tempted to skip the changing room.

7. When in-store or online, don’t get drawn into the ‘last minute reduction’ sale marketing – it’s designed to panic you into buying items you may not need. Stay focused on your list.

8. When paying at the till, don’t succumb to a store’s credit card scheme – assistants may offer additional discounts, but high interest rates mean you’ll end up paying more in the long run.

9. If buying online, check for additional delivery costs and either opt for click and collect if there’s a store near you or standard delivery. Many websites automatically default to the quickest and most expensive delivery option.  

10. Keep your receipts. These are vital if you want to return items. The store’s refund policy is usually on the back of its receipt which saves hassle at the till.

Happy bargain hunting!

 

Building a nest egg for your children

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New Year’s resolution to get your finances sorted? Then you have to read this!

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